★ SHARAYU SALES & SERVICES — Trust • Growth • Service
Call / WhatsApp Helplines: +91 76669 66218 | 78878 09440 | 78878 09441
SHARAYU Logo

TRUST • GROWTH • SERVICE

Simplified Financial, Real Estate &
Business Solutions

Sharayu Sales & Services is a multi-domain service platform providing practical solutions across finance, insurance, real estate, property documentation, professional training and financial education.

🏠 Home Loan: Starting 7.10% p.a.
👤 Personal Loan: Starting 9.0% p.a.
🏢 Business Loan: MSME & Capital
🏦 Mortgage Loan: Loan Against Property
🚜 Vehicle Loans: New & Old
Home Loan (7.10%) Personal Loan (9.0%) Explore Training
Our Core Specialized Service Domains
🏦 Loans & Mortgage
Home (7.10%), Personal (9.0%) & LAP
🛡️ Insurance Solutions
Life, Health & Motor
🏠 Real Estate Consultation
Buying, Selling & Invest
📑 Property Documentation
Due Diligence & Sale Deed
🎓 NOI & Banking Training
Notice of Intimation & Bank
⚖️ Legal Awareness Training
Property Rights & Agreements
📈 Financial Market Edu
Stock Market & Analysis
🌾 Trading & Business
Agri Commodity Trading
OUR CORE SERVICES

Comprehensive Multi-Domain Solutions

Explore practical solutions designed to help individuals, DSAs, property buyers, salaried professionals, and entrepreneurs navigate financial, legal, and business decisions.

01. LOAN SERVICES

Loans & Mortgage Solutions

End-to-End Financing Guidance

Home Loans

ROI 7.10% p.a.

Guidance and assistance for customers looking to purchase, construct, renovate or transfer a home loan.

✓ Eligibility assessment • Bank/NBFC selection • Application & Disbursement

Personal Loans

ROI 9.0% p.a.

Quick personal finance options for salaried & self-employed individuals with eligibility assessment.

✓ Debt consolidation • Medical & travel • Minimal paperwork

Business Loans

Financial solutions for eligible businesses requiring funds for working capital, equipment, and expansion.

Loan Against Property (LAP)

Use the value of an eligible property to meet personal or business financial requirements.

02. INSURANCE SOLUTIONS

Protect What Matters

Insurance is an important component of financial planning and risk management. We help customers understand available insurance products and connect with appropriate providers.

Life Insurance: Term cover & financial protection
Health Insurance: Comprehensive medical & family floater
Motor Insurance: Car, two-wheeler & commercial cover
03. REAL ESTATE CONSULTATION

Make Better Property Decisions

Property transactions involve significant financial commitments. Proper understanding of documentation and transaction workflow is important before proceeding.

Our Objective: To help clients understand property, documentation, financial, and procedural aspects before proceeding.
04. PROPERTY & DOCUMENTATION SUPPORT

Property Documentation Made Easier

We provide practical assistance for document checking, due diligence, Link documents, Sale Deed, Gift Deed, Partition, Tripartite Agreement, Leave & Licence, Stamp Duty, and Notice of Intimation (NOI) filing.

05 - 08. PROFESSIONAL TRAINING & EDUCATION ACADEMY

Learn. Understand. Build Your Skills.

NOI Practical Training

Notice of Intimation document preparation, data entry, online filing workflow, submission & troubleshooting for DSAs & Bank staff.

Banking & Finance Training

Banking fundamentals, Home Loans, LAP, Business Loans, Credit basics, loan processing and sales for students & professionals.

Legal Awareness Training

Understand rights, sale/purchase documentation, agreements, stamp duty, title basics, and when legal advice is required.

Financial Market Education

Stock market fundamentals, technical analysis, risk management, and market psychology (Educational purposes only).

09. TRADING & BUSINESS SERVICES

Agri Commodity Trading & Wholesale Distribution

Bulk grain supply, agricultural commodity distribution, and wholesale business coordination across local and regional market networks.

HOME LOAN SPECIALIST

Home Loans

Purchase, construction, renovation, plot loan, balance transfer, and top-up facility with complete documentation & legal due diligence support.

HOME LOAN INTEREST RATE
7.10% p.a.
ROI Starting From

Key Home Loan Features

ROI Starting from 7.10% p.a. across partner lenders
✓ Home Purchase (Ready possession, Under-construction, Resale)
✓ Plot Purchase & Self-Construction Financing
✓ Home Loan Balance Transfer with Low ROI & Top-Up cash
✓ End-to-End Processing & Title Chain Verification Support

Eligibility & Application Assistance

Our expert advisors evaluate your income, CIBIL score, and property documents to match you with the best bank offering 7.10% p.a. interest rate.

Check EMI
PERSONAL FINANCE TAB

Personal Loans

Quick personal finance options for salaried & self-employed individuals with eligibility assessment, minimal paperwork, and fast disbursement.

PERSONAL LOAN RATE
9.0% p.a.
ROI Starting From

Why Enquire for Sharayu Personal Loans?

ROI Starting from 9.0% p.a. (Visually Distinct & Prominent)
⚡ Suitable for Salaried Employees & Self-Employed Business Owners
⚡ Fast Eligibility Check & Application Assistance
⚡ Minimal Documentation & Hassle-free Processing
⚡ Flexible Usage: Debt Consolidation, Medical, Wedding, Travel, Education

Enquire & Verify Eligibility

Get personalized assistance for evaluating loan amount limits, monthly EMI budgets, and interest rate options starting from 9.0% p.a.

BUSINESS & MSME FINANCING

Business Loans

Working capital, business expansion, equipment finance & inventory funding for MSMEs, traders, manufacturers and entrepreneurs.

BUSINESS LOAN RATES
9.50% p.a.
Starting ROI

Business Loan Solutions Offered

Working Capital & Cash Credit / Overdraft (CC / OD)
✓ Business Growth & Fleet/Expansion Capital
✓ Machinery & Heavy Equipment Funding
✓ Collateral-Free Unsecured Business Loans & Secured Options
✓ GST & Banking Turnover-based Fast Approvals

Apply for Business Funding

Empower your enterprise with customized loan solutions across top PSU banks, private lenders, and MSME NBFCs.

LOAN AGAINST PROPERTY (LAP)

Mortgage Loans

Unlock maximum capital by mortgaging residential, commercial, or industrial property with long tenures and lower monthly EMIs.

MORTGAGE LOAN RATE
8.50% p.a.
Starting ROI

Mortgage Loan Advantages

High LTV Funding up to 75% of Property Valuation
✓ Residential, Commercial & Industrial Property Eligible
✓ Long Repayment Tenures up to 15 Years for Low EMI Burden
✓ High-Value Debt Consolidation & Business Liquidity
✓ End-to-End Property Document & Technical Evaluation Support

Enquire Property Valuation & Loan Limit

Get complete guidance on property document checking, title search, bank selection, and sanction workflow for Mortgage Loans.

COVERING NEW & OLD VEHICLES

Vehicle Loans — New & Old Vehicles

We offer all types of New & Old Vehicle Loans with assistance for different types of commercial and personal vehicles.

🚗
NEW & OLD CARS

Car Loan

Financing assistance for new and pre-owned (old) private cars, hatchbacks, sedans, SUVs, and luxury vehicles.

✓ Up to 90% funding • Flexible 7-yr tenure • New & Old cars
🚛
COMMERCIAL VEHICLES

Truck Loan

Commercial vehicle loans for new and used trucks, LCVs, HCVs, tippers, goods carriers, and fleet funding.

✓ High LTV funding • Customized logistics repayment • New & Old
🚜
AGRI MACHINERY

Tractor Loan

Agricultural equipment and tractor loans for new and old models to support farmers & agri businesses.

✓ Seasonal repayment • Easy agri eligibility • New & Pre-owned
🏗️
HEAVY EQUIPMENT

JCB Loan

Heavy machinery financing for new and pre-owned JCB excavators, backhoe loaders, and earthmovers.

✓ Fast machine valuation • Tailored contractor EMIs • New & Old

Both New & Pre-Owned (Old) Vehicles Covered

Whether you are purchasing a brand-new vehicle or buying / refinancing an existing pre-owned vehicle, our advisors coordinate with partner lenders to secure fast sanctions and smooth processing.

FINANCIAL UTILITY TOOL

Loan EMI & Eligibility Estimator

Plan your Home Loan (7.10%), Personal Loan (9.0%), Business Loan, Mortgage Loan, or Vehicle Loan EMI before borrowing.

Loan Amount: ₹30,00,000
Interest Rate (% p.a.): 7.10%
Tenure (Years): 20 Years
Estimated Monthly EMI
₹23,446 / mo
Total Payable: ₹56,27,040
DOCUMENTATION UTILITY

Property & Loan Document Checklist

Check required documents for Home Loans (7.10%), Personal Loans (9.0%), Business Loans, Mortgage Loans, and Vehicle Loans before applying.

SKILL DEVELOPMENT & EDUCATION ACADEMY

Professional Training Hub

Practical skill-building modules in Notice of Intimation (NOI), Banking Sales, Legal Awareness, and Financial Markets for DSAs, Bank Staff, and Job Seekers.

🎓
DOCUMENTATION WORKFLOW

NOI Practical Training

Notice of Intimation document preparation, data entry, online portal filing workflow, challan generation, and troubleshooting for DSAs and banking professionals.

🏦
BANKING SKILLS

Banking & Finance Training

Banking fundamentals, Home Loans, LAP, Business Loans, Credit evaluation basics, customer documentation, and bank login-to-disbursement sales coordination.

⚖️
LEGAL LITERACY

Legal Awareness Training

Understand property legal rights, sale/purchase title chain importance, Agreement to Sale, Power of Attorney, stamp duty, and due diligence checks.

📈
MARKET EDUCATION

Financial Market Education

Stock market fundamentals, technical analysis charts, risk management principles, and market psychology (Educational learning purposes only).

ABOUT SHARAYU

Your Trusted Partner for Financial & Real Estate Solutions

Built with a simple objective: To make financial, property and professional processes easier to understand and easier to navigate.

🛡️

TRUST

Transparent communication and responsible guidance because important financial and property decisions require confidence.

📈

GROWTH

Helping individuals and businesses identify suitable opportunities to move forward responsibly.

🤝

SERVICE

Professional support throughout the relevant process to ensure a hassle-free, guided journey.

HOW WE WORK

Simple. Transparent. Professional.

Our 5-step structured methodology ensures clear understanding and smooth execution.

01

UNDERSTAND

We understand your requirement, objective and circumstances.

02

ANALYSE

We review eligibility, documentation and possible challenges.

03

GUIDE

We explain available options and the relevant process.

04

PROCESS

We assist with documentation, application and coordination.

05

SUPPORT

We provide process-related assistance and follow-up.

TARGET AUDIENCE

Who We Serve

Tailored solutions for every stakeholder in financial and property transactions.

👤 Individuals & Salaried

Home loans (7.10%), personal loans (9.0%), insurance and financial guidance.

🏢 Business Owners & MSMEs

Business loans, LAP mortgage solutions, and working capital.

🔑 Property Buyers & Sellers

Real estate consultation, due diligence, and property docs.

🚜 Vehicle & Fleet Owners

Car, truck, tractor, and JCB loans for new & pre-owned vehicles.

👥 DSAs & Skill Trainees

Product knowledge, loan processing, and NOI practical training masterclass.

🎓 Students & Job Seekers

Banking sales, financial product education, and practical skill-building.

OUR TRUSTED BANKING NETWORK

Our Partners

We collaborate with India's leading Public Sector Banks, premier Private Lenders, Housing Finance Companies, and NBFCs to ensure the best rates and seamless loan processing for our clients.

🏛️

SBI Bank

PSU Bank
🏛️

Bank of Baroda

PSU Bank
🏛️

Union Bank

PSU Bank
🏛️

Punjab National Bank

PSU Bank
🏛️

Central Bank

PSU Bank
🏛️

Bank of Maharashtra

PSU Bank
🏦

HDFC Bank

Private Bank
🏦

Axis Bank

Private Bank
🏦

ICICI Bank

Private Bank
🏦

IDFC Bank

Private Bank
🏦

IndusInd Bank

Private Bank
🏢

Bajaj

Premier NBFC
🏠

Aadhar Housing

Housing Finance
🏦

AU Bank

Small Finance Bank
🏦

Jana Bank

Small Finance Bank